PayU vs BriskPe: which is better for international payments in 2026?
- PayU is a domestic-first gateway with full RBI authorisation, but its international product is a card checkout, not a collections account — so B2B invoicing doesn't fit
- BriskPe is fully RBI-authorised with tiered flat fees from $16 per transaction, but it is a young platform still building its track record
- Which one is better comes down to your priorities - fees, FIRA handling, and how your clients prefer to pay
Accept payment from 150+ countries
USD
Client pays
USD 100USD 100,000
1 USD = 85.00 INR
Live fx rateYou'll receiveINR
₹4,22,091
PayU
₹4,01,455
You lose:5.5%
BriskPe
₹4,22,493
You lose:0.6%
100+ reviews
Trusted by 40,000+ businessesOver $1B processed • Licensed by RBI
PayU vs BriskPe: understanding the key differences
Both PayU and BriskPe are well-known names for international payments, but they differ in who can use them from India, fees, export documentation like FIRA, GST compliance, settlement timelines, and support. Here is how they compare side by side.| Features | PayU | BriskPe |
|---|---|---|
| Transfer fees | 3% on international cards (2% domestic) | $16 flat to $2,000, $25 to $10,000, 0.25% above (GST extra) |
| Forex markup | 1.5-2.5% (anecdotal) | Zero, live rate (self-stated) |
| FIRA | Not documented publicly | Free digital e-FIRA per transaction, within 24 hours |
| eBRC | Not documented | Advertised but undocumented in product |
| GST-compliant invoice | Not published | Not available, you upload your own invoices |
| Settlement time | T+2 standard (domestic) | Within 24 hours (T+1) |
| Customer support | India-based, ticket and email | India-based team in Mumbai, in-app support |
| Best suited for | Consumer checkout, recurring card billing | Fee-first exporters and Amazon sellers |
PayU vs BriskPe: pricing and forex breakdown
Beyond the published fees, the real cost is what lands in your bank after fees, forex and GST. Move the slider to see what each one works out to, and how Skydo compares.With Skydo, you receive₹8,47,091
Money transferUSD 10,000
$500$10K$100K$1M
PayU1.5-2.5% markup
₹8,02,910Exchange rate83.30
Forex markup₹17,000
Card fee₹25,500
Fixed fee₹0
GST (18%)₹4,590
Total fees₹47,090
You receive₹8,02,910
BriskPe0% markup
₹8,47,493Exchange rate85.00
Forex markup₹0
Transfer fee₹2,125
Fixed fee₹0
GST (18%)₹383
Total fees₹2,508
You receive₹8,47,493
PayU vs BriskPe: compliance, payment rails, and platform comparison
Compliance
Payment Rails
Platform & Support
PayU
- FIRA handling is not documented publicly at all
- No eBRC generation documented for exporters
- No documented GST-compliant sales invoicing
- Purpose code handling is not documented publicly
- Card checkout only, and no bank transfer collections
BriskPe
- Free digital e-FIRA for every payment, typically within 24 hours
- eBRC advertised on comparison pages but undocumented in product — DGFT self-certification remains the standard route
- No GST-compliant invoicing — you create and upload your own invoices
- Purpose code selected per payment request, so classification is right from day one
- SOFTEX and EDPMS handled separately via your bank
PayU vs BriskPe: which one is right for you
There is no single winner. The right pick depends on who pays you, how large your invoices are, and how much paperwork you can handle.01PayU
Choose PayU if:
You want PayU's domestic reach and can absorb 3% plus a 1.5 to 2.5% forex markup on top.- Consumer e-commerce brand selling to buyers overseas
- Ed-tech or SaaS business billing global customers by card
- Business already running PayU for domestic payments
- Seller who needs recurring card billing
02BriskPe
Choose BriskPe if:
You want BriskPe's aggressive tiered flat pricing and India-based support, and you're comfortable with a younger platform.- Fee-first exporter at almost any invoice size
- Amazon Global Selling merchant wanting 0.25-0.45% rates
- Exporter who values free per-transaction e-FIRA
- Business that prefers an India-based support team
Skydo: a better alternative to PayU and BriskPe
| Features | PayU | BriskPe | |
|---|---|---|---|
| Settlement time | T+2 (domestic) | Within 24 hours | 24 hours |
| Forex markup | 1.5-2.5% (anecdotal) | Zero, self-stated | Zero, live rate |
| Transaction fee | 3% intl cards | $16/$25 flat, 0.25% above $10K | $19 up to $2k, $29 up to $10k, 0.3% aboveBest |
| FIRA | Not documented | Free e-FIRA, within 24 hrs | Free, instant, per payment |
| eBRC and EDPMS | Not documented | Advertised, undocumented | One-click eBRC, EDPMS closure assistance |
| GST invoicing | Not published | Not available | Built in, GST compliant |
| Customer support | India-based tickets | India-based, in-app | India-based, on WhatsApp, call and email |
| Payment tracking | Dashboard reports | Real-time in app | Auto tracked, remittance to bank deposit |
| RBI authorisation | Full PA aggregation (2025) | Full PA-CB (Dec 2025) | Full PA-CB authorized |
Losing money on each transfer but not sure how much?
See what our clients say about us
100+ reviews
Trusted by 40,000+ businesses
“I'm looking for straightforward, transparent pricing. With most payment providers, it's hard to understand the actual fees and exchange rates, making it difficult to know what I'm really paying.”ShashankCEO, HCODE
Frequently asked questions
Which is better, PayU or BriskPe, for international payments in 2026?+−
It comes down to how your clients pay you and how much compliance you want handled. PayU is a domestic-first gateway with full RBI authorisation, but its international product is a card checkout, not a collections account — B2B invoicing does not fit. BriskPe is fully RBI-authorised with aggressive tiered flat fees from $16, though it launched in 2023 and is still building its track record. PayU suits consumer checkout and recurring card billing, while BriskPe suits fee-first exporters.
Is PayU cheaper than BriskPe?+−
Usually not. PayU lists 3% for international cards, with an anecdotal 1.5 to 2.5% forex markup on top, landing near 5% all in. BriskPe charges tiered flat fees — $16 up to $2,000, $25 up to $10,000, 0.25% above — with zero self-stated FX markup, roughly 0.3 to 1.9% all in. BriskPe is generally cheaper, though what actually lands in your bank depends on invoice size.
Which provides better exchange rates, PayU or BriskPe?+−
BriskPe. PayU carries an anecdotal 1.5 to 2.5% forex markup on top of the card MDR, while BriskPe self-states a zero forex markup on the live rate.
Do PayU and BriskPe provide FIRA for Indian exporters?+−
PayU does not document FIRA provision publicly for exporters. BriskPe issues a free digital e-FIRA for every transaction within 24 hours. For GST refunds and export compliance an instant per-payment FIRA matters — Skydo issues one free with every payment.
Are PayU and BriskPe RBI-approved for receiving payments in India?+−
PayU holds full RBI authorisation across online, offline and cross-border payment aggregation (2025). BriskPe holds full PA-CB authorisation for inward and outward flows (December 2025).
Is PayU or BriskPe better for freelancers or businesses?+−
Consumer e-commerce brands selling to overseas buyers at checkout lean towards PayU. Fee-first exporters and Amazon Global Selling merchants comfortable with a younger platform lean towards BriskPe.
Is there a better alternative to PayU and BriskPe for receiving money in India?+−
Skydo is built for Indian exporters and freelancers. It charges a flat fee ($19 up to $2k, $29 up to $10k, 0.3% above) that works out cheaper than a percentage fee as invoices grow, with zero forex markup, instant FIRA on every payment, one-click eBRC and EDPMS closure assistance, built-in GST-compliant invoicing, full RBI PA-CB authorisation, and India-based support.
Ready to save more on international payments?
Start receiving global payments with Skydo and keep more of what you earn.Bengaluru, Karnataka
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