Privacy Policy

Skydo Technologies Private Limited, CIN No. U72501KA2022PTC158593 (“Company”, "We", "Us", or "Our"), a private limited company with its registered office at B0652 Divyasree Palace Kadubeesanahalli, 132, Yemalur Main Road, Marathahalli, Bengaluru, Bangalore, Karnataka, India, 560037 which owns and operates the website https://skydo.com (referred to as the “Platform”) is committed to protecting Your privacy and the information that You share while using the Platform. We value the trust You place in Us. That’s why, We maintain the highest security standards for securing the transactions and Your information.    


This privacy policy (“Privacy Policy”) specifies the manner in which personal data and other information is collected, received, stored, processed, disclosed, transferred, dealt with or otherwise handled by the Company and its authorised third-party service providers. This Privacy Policy shall apply to all personal data and other information provided by You on the Platform including in the course being onboarded on the Platform or in the course of Your usage of the Platform. However, this Privacy Policy does not apply to information that You provide to, or that is collected by and any Third-Party Sites that You access or use in connection with the Services offered on the Platform.


Please read the Privacy Policy carefully prior to using or registering on the Platform or accessing any material, information or availing any Services through the Platform. 


You (You”, “Youras applicable) accept and agree to be bound by the terms and conditions of this privacy policy (“Privacy Policy”). This Privacy Policy is incorporated into and subject to Our terms of use (“Terms”) and shall be read harmoniously and in conjunction with the Terms and Our KYC-AML Policy. All capitalized terms used and not defined in this Privacy Policy shall have the meaning ascribed to them under the Terms.


This Privacy Policy (i) is an electronic record under the Information Technology Act, 2000 read with rules and regulations made thereunder and is generated by a computer system; and (ii) will not require any physical, electronic, or digital signature.


  1. Collection of Information:

We collect Your Personal Information (defined below) and KYC related information provided as in Our KYC-AML Policy from You when You register or set up an Account with Us on the Platform. You shall be required to set up an Account on the Platform as per the Terms and provide all information as provided in this Privacy Policy and Our KYC-AML Policy if You wish to avail Services from Us. 


This Privacy Policy applies to the following information: 


  1. Information You give Us:  You may provide certain information to Us voluntarily while registering on Our Platform for availing Our Services, such as mobile number, Permanent Account Number (PAN), signature, email address, date of birth, gender, communication and residential address details and proof of address, location, annual revenue, employment type, and source of remittances, corporate bank account details etc. In addition to the Personal Information and in order to provide Services to You, We also collect information such as Your Aadhaar details etc. as provided in Our KYC-AML Policy solely for completing the Account opening procedures and authenticating Your Transactions on the Platform. The act of providing Your Aadhaar is voluntary in nature and the Company hereby agree and acknowledge that they will collect, use, and store such details in compliance with applicable laws and this Privacy Policy.


We may also ask You for certain financial information, including details of Your Linked Bank Account, Indian financial system code (IFSC) of the bank, and/or other payment related details or other payment method data, and debit instructions to process the Services.  We may ask You to provide certain additional information about Yourself on a case-to-case basis, either ourselves or via a third party engaged for such purpose by the Company. All information disclosed by You shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity / genuineness / misrepresentation / fraud / negligence of the information disclosed shall lie on the Company nor will the Company be in any way responsible to verify any information obtained from You. In no circumstance will the Company be liable for any acts or omissions of third parties (including third parties engaged by the Company) that collect or have collected Your personal data or information on the Platform or otherwise.

The above information is collectively referred to as (“Personal Information”). 

  1. Non-Personal Information: We may also collect non – personal information such as Your internet protocol address, geographic location, operating system, referral source, browser type and version, length of visit, page views, website navigation etc. which will not identify with You specifically (“Non - Personal Information”), while You browse, access, or use the Platform. We receive and store Non – Personal Information by the use of data collection devices such as “cookies” on certain pages of the Platform in order to help and analyze Our web - page flow, track User trends, measure promotional effectiveness, and promote trust and safety. We offer certain additional features on the Platform that are only available through the use of a “cookie”.  We place both permanent and temporary cookies in Your computer/mobile device’s storage drive. We also collect Your information from other sources such as government agencies, regulatory bodies and other entities for your KYC, our risk monitoring etc. 
  2. Transactional Information:  When You choose to avail Services on the Platform, or when You make any payments to Us or to overseas merchants on the Platform or when You receive any payments from Us for any reason whatsoever, We may collect Your bank account details and the details of the Transaction undertaken by You on the Platform (“Transactional Information”). We shall track Your Transactions on the Platform for the purposes including but not limited to point out any suspicious Transactions/activity on the Platform. All Transactional Information gathered by Us shall be stored on servers, log files and any other storage system owned by Us or by third parties in India. Our primary goal in doing so is to provide You a safe, efficient, smooth, and customized experience on the Platform. 
  3. User Communication: If You choose to post messages on Our message boards, chat rooms or other message areas or leave feedback, We will collect and store such information You provide to Us (“User Communication”). We retain such User Communication as maybe necessary to resolve disputes, provide customer support, respond to queries, and inquires, and troubleshoot problems and improve the Services. If You send us correspondence, such as emails or letters, or if other Users or third parties send us correspondence about Your activities or postings on the Platform, We may collect and retain such information into a file specific to You for responding to Your request and addressing concerns in relation to Your use of the Platform.
  4. Other Information: In addition to the Personal Information, Non-Personal Information, Transactional Information and User Communication, We may also request You to provide other information as and when necessary (“Other Information”). We also seek specific permissions from You such as permissions to use the camera or microphone of Your device which enables Us to provide Services to You in a smooth and efficient manner. The Other Information collected by us may include inter alia (a) Data either created by You or by a third party and which You wish to store on Our Platform and/or servers such as image files, documents etc.; (b) Data available in public domain or received from any third party including social media channels, including but not limited to Personal or Non-Personal Information from Your linked email address etc. as a part of Your Account information; (c) Information pertaining any other User or the overseas merchants with whom You Transact; (d) copies of government identification like driving license, election card etc. (as and when required); and (e) such other information as may be reasonably required for the purpose of providing Services to You or as required under any law for the time being in force. 

All information disclosed by You shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity, genuineness, misrepresentation, fraud, negligence of the information disclosed shall lie on Us nor will We be in any way responsible to verify any information obtained from You. 

Our primary goal in collecting the aforementioned information is to provide You a safe, efficient, smooth, and customized experience on the Platform. The information collected allows Us to provide the Services and features on the Platform that most likely meet Your needs, and to customize the Platform to make Your experience safer and easier. More importantly, while doing so, We collect the above-mentioned Personal Information from You that We consider absolutely necessary for achieving this purpose.

Once You give us your Personal Information, You are not anonymous to Us. Wherever possible, while providing the information to Us, We indicate which fields are mandatory and which fields are optional for You.  You always have the option to not provide the Personal Information to Us through the Platform by choosing to not use a particular Service or feature being provided by Us on the Platform, which requires You to provide such information. 

We shall be entitled to retain Your Personal Information and other information for such duration as may be required for the purposes specified hereunder and will be used by Us only in accordance with this Privacy Policy. You acknowledge that if We determine that any information You have provided or uploaded violates the terms of this Privacy Policy, We have the right, in our absolute discretion, to delete or destroy such information without incurring any liability to You.

  1. Use of Information

We use the Personal Information, Non-Personal Information and other information provided by You for the following: (i) to provide and improve the Services and features on the Platform; (ii) to resolve disputes and troubleshoot problems;(iii) to held promote Your safety and the safety of other Users; (iv) to protect the security and integrity of the Platform, the Services and the Users; (iv) to inform You about online and offline offers, products, services, and updates; (v) to customize Your experience on the Platform; (vi) to detect, prevent and protect Us from any errors, fraud and other criminal or prohibited activity on the Platform; (vii) to enforce and inform about Our Terms; (viii) to process and fulfil Your request for Services or respond to Your comments, and queries on the Platform; (ix) to contact You; (x) to communicate important notices or changes in the Services provided by Us or in the use of the Platform and the terms which govern the relationship between You and Us; and (xi) for any other purpose after obtaining Your consent at the time of collection.

You also specifically agree and consent to Us collecting, storing, processing, transferring, and sharing information (including Personal Information) related to You with third parties such as with entities registered under applicable laws solely for providing Services to You including processing Your Transactions on the Platform.

We may automatically track certain information about You based upon Your behavior on the Platform. We use this information to do internal research on Your demographics, interests, and behavior to better understand, protect and serve You. This information is compiled and analyzed by the Company on an aggregated and anonymized basis and not individually, and in a manner that does not specifically identify You.

We may occasionally ask You to complete optional online surveys. These surveys may ask You for Your contact information and demographic information (like zip code, age, or income level). We use this information to tailor Your experience on the Platform, providing You with content that We think You might be interested in and to display content according to Your preferences. We use Your Personal Information to send You promotional emails, however, We will provide You the ability to opt-out of receiving such emails from Us. If You opt out, We may still send You non-promotional emails, such as emails about the Services and Your Account on the Platform.

  1. Sharing of Information:

We may disclose Your Personal Information to Our banking partners both in India and abroad, third party vendors, partnered institutions, consultants, and such other individuals and/or entities who provide Services through the Platform and are bound by contractual obligations to keep such Personal Information confidential and use it only for the purposes for which We disclose it to them. This disclosure may be required for Us, for instance, to provide You access to Our Services, or processing payments made by You, or to validate Your bank accounts and Account information, to facilitate and assist Our marketing and advertising activities/initiatives, for undertaking auditing or data analysis, or to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to Our Services. 

Additionally, We may disclose Your information, to the extent necessary: (i) to comply with applicable laws and to respond to lawful requests and legal process, (ii) to protect the rights and property of the Company, Our Users, and others, including to enforce the Terms, and (iii) in an emergency to protect the personal safety and assets of the Company, the Users, or any person

We may, in compliance with applicable laws, share/transfer/assign all of Your Personal Information and other information with any other business entity(ies), in the event of a merger, sale, re-organization, amalgamation, joint ventures, assignment, restructuring of business or transfer or disposition of all or any portion of Our business.

You hereby grant Us consent to share Your information with third parties, as mentioned hereinabove and We shall in no manner be responsible or be under any obligation to inform You or seek additional consent from You for such sharing of information.

Further, You agree and acknowledge that You shall strictly keep all information of other Users received by You on the Platform confidential and shall not disclose such information to any third party unless expressly consented to by the User whose information is being disclosed. In no circumstance whatsoever will We be responsible or liable for any breach of confidentiality by You or other Users on the Platform.

  1. Security Precautions and Measures: 

Our Platform has reasonable security measures and safeguards in place to protect Your privacy and Personal Information from loss, misuse, unauthorized access, disclosure, destruction, and alteration of the information in compliance with applicable laws. Further, whenever You change or access Your Account on the Platform or any information relating to it, We offer the use of a secure server. We cannot however ensure or warrant the security of any information You transmit to the Company or guarantee that Your Personal Information and/or other Non-Personal Information provided for availing the Services or Platform may not be accessed, disclosed, altered, or destroyed by a breach of any of Our security measures and safeguards. It is further clarified that You have, for so long as You access and/or use the Platform (directly or indirectly) the obligation to ensure that You shall at all times take adequate physical, managerial, and technical safeguards, at Your end, to preserve the integrity and security of Your data which shall include and not be limited to Your Personal Information.

This Privacy Policy and the security controls and practices implemented by Us to Protect Your Personal Information shall be the reasonable security practices and procedures under section 43A of the Information Technology Act, 2000.

  1. Links to Other Third – party Sites and collection of information: 

Our Platform may provide links to other third - party Platforms (“Third – Party Sites”) that may collect Your Personal Information including Your IP Address, browser specification, or operating system. We are not in any manner responsible for the security of such information or their privacy practices or content of those Third – Party Sites. Additionally, You may also encounter “cookies” or other similar devices on certain pages of the Third – Party Sites and it is hereby clarified that We do not control the use of cookies by these Third – Party Sites. These third-party service providers and Third-Party Sites may have their own privacy policies governing the storage and retention of Your information that You may be subject to. This Privacy Policy does not govern any information provided to, stored on, or used by these third-party providers and Third-Party Sites. We recommend that when You enter a Third-Party Site, You review the Third-Party Site’s privacy policy as it relates to safeguarding of Your information. You agree and acknowledge that We are not liable for the information published in search results or by any Third-Party Sites.

  1. Your Consent and Changes to Privacy Policy:

Withdrawal of consent: You understand that certain information may be collected prior to signing this policy, as part of our registration process. You understand and acknowledge that such information provided by you is voluntary and is subject to the terms of this privacy policy. You may choose to withdraw Your consent provided hereunder at any point in time. Such withdrawal of the consent must be sent in writing to the Skydo team by clicking here. In case You do not provide Your consent or later withdraw Your consent, We request you not to access the Platform and use the Services. We reserve the right to not provide You any Services on the Platform upon the withdrawal of Your consent. In such a scenario, We may delete Your information or de-identify it so that it is anonymous and not attributable to You. In the event, We retain Your information post the withdrawal or cancellation of Your consent, it shall only be for the period permitted under applicable laws. We may continue to retain Your information, if required under Applicable Law.

Correcting inaccuracies in the information: You may correct or update any information online. In the event of loss of access details, You may retrieve the same or receive new access details by sending an e-mail to support@skydo.com.


Changes To Our Privacy Policy: We reserve the unconditional right to change, modify, add, or remove portions of this Privacy Policy at any time, by notifying You of such changes. Any changes or updates will be effective immediately. Your continued usage of the Platform post such changes or updates, will serve as your unqualified acceptance of such changes or updates. You should review this Privacy Policy regularly for changes. You can determine if changes have been made by checking the “Last Updated” legend above. 

  1. Grievance Officer:

If You have any grievance with respect to the Platform or the Services, You may write to the grievance officer, the name and contact details have been provided below: 


Name: Rishabh Sanghi

Email: complaints@skydo.com


We shall put Our best efforts to resolve Your grievance according to our Grievance Redressal Policy

  1. Questions?

Please feel free to contact us at support@skydo.com regarding any questions on the Privacy Policy