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PingPong vs Remitly: which is better for international payments in 2026?

  • PingPong is built for Amazon, Shopify and Etsy sellers, with a 1% headline fee, but users report a hidden FX markup of 0.5% to 2%
  • Remitly is a top-rated consumer remittance app — transfers land in minutes and pricing beats the banks, but it is built for personal payments, not invoices
  • Which one is better comes down to your priorities - fees, FIRA handling, and how your clients prefer to pay
Accept payment from 150+ countries
USD
Client pays
USD 100USD 100,000
1 USD = 85.00 INR
Live fx rate
You'll receiveINR
₹4,22,091
PingPong
₹4,14,673
You lose:2.4%
Remitly
₹4,21,175
You lose:0.9%
100+ reviews
Trusted by 40,000+ businesses
Over $1B processed • Licensed by RBI
RBI PA-CB authorizedHDFC BankISO 27001 certifiedVisa

PingPong vs Remitly: understanding the key differences

Both PingPong and Remitly are well-known names for international payments, but they differ in who can use them from India, fees, export documentation like FIRA, GST compliance, settlement timelines, and support. Here is how they compare side by side.
FeaturespingpongRemitly
Transfer fees1% flat on withdrawal$3.99 under $1,000, free above (paid by the sender)
Forex markup0.5% to 2% reported, not publicly disclosed~0.3-1.5% inside the exchange rate
FIRAFree, automatic for every transactionNot issued at any price
eBRCNot publicly disclosedNot supported, payments never enter the export system
GST-compliant invoiceNot availableNot available
Settlement timeNext business day after withdrawalMinutes (Express) to 3-5 days (Economy)
Customer supportDashboard live chat and account manager, not India-based24/7 chat and phone, for the sender
Best suited forAmazon, Shopify and Etsy sellers taking marketplace payoutsPersonal remittances from family abroad

PingPong vs Remitly: pricing and forex breakdown

Beyond the published fees, the real cost is what lands in your bank after fees, forex and GST. Move the slider to see what each one works out to, and how Skydo compares.
With Skydo, you receive₹8,47,091
Money transferUSD 10,000
$500$10K$100K$1M
pingpong0.5-2% markup
₹8,29,345
Exchange rate83.94
Forex markup₹10,625
Transfer fee₹8,500
Fixed fee₹0
GST (18%)₹1,530
Total fees₹20,655
You receive₹8,29,345
Remitly~0.3-1.5% markup
₹8,42,350
Exchange rate84.23
Forex markup₹7,650
Transfer fee₹0
Fixed fee₹0
GST (18%)₹0
Total fees₹7,650
You receive₹8,42,350

PingPong vs Remitly: compliance, payment rails, and platform comparison

pingpong
  • Operates via an RBI-approved liaison office, not a licensed PA-CB
  • Free automatic FIRA on every transaction
  • eBRC support not publicly disclosed
  • GST-compliant invoicing not available
  • One broad purpose code assigned by default, so a payment can be recorded under the wrong category
Remitly
  • No FIRA or FIRC issued, at any price
  • Payments arrive under personal purpose codes (P1301/P1302), not export codes
  • No GST-compliant invoicing — no invoicing at all
  • No eBRC support; EDPMS entries are never created
  • Consumer terms prohibit business use outright — it's a breach of the user agreement

PingPong vs Remitly: which one is right for you

There is no single winner. The right pick depends on who pays you, how large your invoices are, and how much paperwork you can handle.
01pingpong

Choose PingPong if:

You sell primarily on Amazon, Shopify or Etsy and want built-in marketplace integration.
  • You're comfortable with the hidden FX markup users report (0.5% to 2%)
  • Your payouts are small and frequent
  • You don't need eBRC or GST invoicing on the platform
  • You want direct payout integrations with Amazon, Walmart, Etsy and Shopify
02Remitly

Choose Remitly if:

You want Remitly's consumer speed and polish, and the payment is genuinely personal.
  • Client is an individual who already uses the app
  • Small, occasional transfers with no paperwork needs
  • Speed to UPI or a bank account is the top priority
  • You accept personal-remittance classification and no FIRA

Skydo: a better alternative to PingPong and Remitly

FeaturespingpongRemitly
Settlement timeNext business dayMinutes to 3-5 days24 hours
Forex markup0.5-2% reported~0.3-1.5% in the rateZero, live rate
Transaction fee1% flat$3.99 under $1K, else free (sender pays)$19 up to $2k, $29 up to $10k, 0.3% aboveBest
FIRAFree, automaticNot issuedFree, instant, per payment
eBRC and EDPMSNot publicly disclosedNot supportedOne-click eBRC, EDPMS closure assistance
GST invoicingNot availableNot availableBuilt in, GST compliant
Customer supportLive chat, not India-basedSender-side onlyIndia-based, on WhatsApp, call and email
Payment trackingDashboard trackingSender app trackingAuto tracked, remittance to bank deposit
RBI authorisationLiaison office, not PA-CBNot on PA-CB register (RDA rail)Full PA-CB authorized
Losing money on each transfer but not sure how much?

See what our clients say about us

100+ reviews
Trusted by 40,000+ businesses
Shashank
“I'm looking for straightforward, transparent pricing. With most payment providers, it's hard to understand the actual fees and exchange rates, making it difficult to know what I'm really paying.”ShashankCEO, HCODE

Frequently asked questions

Which is better, PingPong or Remitly, for international payments in 2026?+
It comes down to how your clients pay you and how much compliance you want handled. PingPong is built for marketplace sellers with a flat 1% fee and free FIRA, though users report a hidden 0.5 to 2% FX markup. Remitly is a top-rated consumer remittance app whose transfers land in minutes, but it moves personal remittances — business income arrives misclassified with no FIRA. PingPong suits marketplace-led e-commerce sellers, while Remitly suits genuinely personal transfers, not invoices.
Is PingPong cheaper than Remitly?+
Usually not. PingPong charges a flat 1% fee, with users reporting a further 0.5 to 2% hidden FX markup, roughly 1.5 to 3% all in. Remitly's cost sits almost entirely inside the exchange rate at roughly 0.3 to 1.5%, and the overseas sender pays it — but no FIRA is ever issued and transfers arrive under personal purpose codes. Remitly is generally cheaper — but it is a consumer remittance app: the costs sit with your sender, no FIRA is issued, and business use breaches its terms, though what actually lands in your bank depends on invoice size.
Which provides better exchange rates, PingPong or Remitly?+
Remitly. PingPong's forex rates are not publicly disclosed — users report a 0.5 to 2% markup built in, while Remitly builds roughly 0.3 to 1.5% into the exchange rate, varying by corridor and tier.
Do PingPong and Remitly provide FIRA for Indian exporters?+
PingPong generates a free FIRA automatically for every transaction. Remitly issues no FIRA or FIRC at any price — a personal-remittance credit is not export-classified. For GST refunds and export compliance an instant per-payment FIRA matters — Skydo issues one free with every payment.
Are PingPong and Remitly RBI-approved for receiving payments in India?+
PingPong operates via an RBI-approved liaison office, not a licensed PA-CB. Remitly has no RBI authorisation of its own — it delivers via partner banks under the Rupee Drawing Arrangement, a personal-remittance rail.
Is PingPong or Remitly better for freelancers or businesses?+
Amazon, Shopify and Etsy sellers who want direct marketplace payout integrations lean towards PingPong. Remitly only fits genuinely personal transfers — its consumer terms prohibit business use outright.
Is there a better alternative to PingPong and Remitly for receiving money in India?+
Skydo is built for Indian exporters and freelancers. It charges a flat fee ($19 up to $2k, $29 up to $10k, 0.3% above) that works out cheaper than a percentage fee as invoices grow, with zero forex markup, instant FIRA on every payment, one-click eBRC and EDPMS closure assistance, built-in GST-compliant invoicing, full RBI PA-CB authorisation, and India-based support.

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