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Tazapay vs Skydo: What's best for Indian exporters in 2026?

  • Save on every invoice vs Tazapay's percentage fee
  • Flat fee, zero forex markup, and free instant FIRA
  • No $4 FIRC charge, no weekly settlement wait
  • Built for India, trusted by 30,000+ businesses
View detailed comparison

Over $1B processed • Trusted by 30,000+ businesses • Licensed by RBI

RBI PA-CB authorized
HDFC Bank
ISO 27001 certified
Visa
Accept payment from 150+ countries
USA
Client pays
50010K50K100K
1 USD = 83.500 INR
Live FX rate · Updated now
You'll receiveINR
₹ 4,15,079
tazapay₹ 4,07,822
You lose:1.7%
₹7,257 more received via Skydo

Tazapay vs Skydo: The Detailed Comparison

Both let you receive international payments in India. The difference shows up in fees, paperwork, and the small things that add up.

Featurestazapay
Pricing
Total cost on $10K invoice~$229 (Not published for collection accounts — estimated 1-2%)$29 flat fee
Forex markup0.5-1% (anecdotal)Live mid-market rate, 0% markup
Compliance
FIRA$4 per FIRC, never freeInstant, free, per-transaction
eBRCNot supportedAutomated for Amazon Global Selling
GST invoicingNot availableBuilt-in GST compliant invoicing
RBI authorizationNo PA-CB (RDA route)Full PA-CB authorization
Payment & experience
Settlement to bankWeekly by defaultWithin one business day
Customer supportEmail and web form only, no India deskIndia-based WhatsApp, email, phone
Founded2020, Singapore2022, Bengaluru, India

Tazapay vs Skydo: Pricing and Forex

See what a typical invoice actually costs on Tazapay versus Skydo's one flat fee at the live mid-market rate.

You're receiving🇺🇸$
Converted to🇮🇳INR
tazapay
Amount received$5,000.00
Transfer fee (est. 1.5%)-$75.00
Fixed fee-$4.00
Amount after fees$4,921.00
FX rate applied0.5-1% markup₹82.8738
Converted amount (INR)₹4,07,822
0% FX Markup
Amount received$5,000.00
Platform fee ($29 flat)-$29.00
Fixed fee$0.00
Amount after fees$4,971.00
FX rate appliedLive Mid-Market₹83.5000
Converted amount (INR)₹4,15,079
For every $5,000 invoice, you keep 7,257 more with Skydo

Compliance, Payment Rails, and Platform Comparison

Fees matter. So does everything else.

tazapay
FIRC costs USD 4 each, and it is never free
Instant per-transaction FIRA within 24 hours
No eBRC generation for Indian exporters at all
Automated eBRC, especially for Amazon Global Selling
No documented GST-compliant invoicing anywhere on site
GST-compliant invoice generation built in
Purpose code handling is not documented publicly
Correct purpose code assignment, full transparency
No RBI PA-CB licence at all, only the RDA route
SOFTEX / EDPMS handled in compliance workflow

No more chasing your CA every quarter or your bank for stamped certificates the day before a GST deadline.

Who Should Use Tazapay Over Skydo?

Tazapay still wins in a few situations. Here are the ones worth knowing.

Tazapay is better for

  • Marketplaces and platforms collecting for merchants
  • Ed-tech, travel and gaming firms billing worldwide
  • Businesses needing cards across emerging markets
  • Exporters who want escrow or buyer protection
  • Platforms wanting one API to collect and pay

Skydo is better for

  • Indian freelancers, IT/ITeS, and SaaS companies
  • Businesses receiving $2,000+/month internationally
  • Exporters needing FIRA, eBRC, and GST invoicing
  • Anyone who wants zero forex markup and flat fees
  • SaaS and Amazon Global Selling merchants

How to Migrate from Tazapay to Skydo

You don't need to close Tazapay to start with Skydo. Most exporters run both in parallel for a few weeks while transitioning clients.

Step 1 of 5Takes ~5 minutes

Create your Skydo account

Sign up at skydo.com with PAN, Aadhaar, and business documents (GST certificate, IEC if you have one). India-based onboarding typically completes verification within 24 hours, often within the same business day.

  • PAN card
  • Aadhaar card
  • GST certificate
  • Bank account details

Tazapay vs Skydo: Frequently Asked Questions

Tazapay vs Skydo: which is cheaper for receiving international payments in India?+
Skydo is cheaper at essentially every invoice size above about $500, and you can check that before signing up. Tazapay publishes no collection account rate; our estimate is 1% to 2%, plus roughly 0.5% to 1% of FX markup and USD 4 per FIRC. On $5,000 that is about $116 against Skydo's flat $29.
Tazapay vs Skydo: which has better forex rates for USD to INR conversion?+
Skydo uses the live mid-market rate with zero markup and shows its fee as a separate line. On Tazapay we have anecdotally seen a forex markup of around 0.5% to 1% above mid-market, and customised FX is offered only to high-volume accounts. Confirm your own rate with Tazapay before you proceed.
Does Skydo provide FIRA and eBRC that Tazapay does not offer?+
Yes. Skydo provides free instant per-transaction FIRA, automated eBRC for Amazon Global Selling sellers, and GST-compliant invoicing. Tazapay charges USD 4 for each FIRC issued in India, does not offer eBRC, and documents no GST-compliant invoicing for Indian users on any of its pages.
Tazapay vs Skydo: which is better for Indian IT services and SaaS companies?+
Skydo is purpose-built for Indian IT, ITeS and SaaS exporters receiving direct B2B invoices, with GST-compliant invoicing, free instant FIRA, automated eBRC and India-based support. Tazapay is built for platforms and marketplaces collecting across emerging markets. For direct invoicing, Skydo is the closer fit.
Can I migrate from Tazapay to Skydo without losing existing international clients?+
Yes. You share new virtual account details for ACH, wire or local transfer and clients update the payee record once. The payment experience does not change for them. Most exporters run both platforms in parallel for a few weeks, keeping Tazapay for platform collections while direct invoices move to Skydo.
Is Skydo RBI authorized like Tazapay for cross-border payments to India?+
Skydo holds full RBI Payment Aggregator Cross Border authorisation, granted in January 2026. Tazapay holds no PA-CB authorisation and instead operates under the Rupee Drawing Arrangement through Tazapay Canada Corp as overseas principal. Both move money legally, but the regulatory routes are different.