Can I leave an overseas payment in Skydo and choose when it converts to INR?

Do not use your receiving details as a foreign-currency savings account or assume that a payment can remain there until you prefer the exchange rate. Skydo provides export-payment collection services, not a bank deposit account. A local receiving account and a service for holding balances are not the same thing.

If you need to retain foreign currency, ask Support to confirm the exact arrangement available to your business before the customer sends money. Confirm the permitted receiving route, settlement destination, fees and any timing requirements. Do not assume that a reference to a balance feature or a multicurrency account gives every account a holding facility.

For a payment already in progress, use its current settlement information. Do not assume you can pause conversion or choose a future rate; confirm the options for your payment with Support.