Can weekends or bank holidays delay a payment even if I can see it in Skydo?

Yes. Weekends, holidays and delays at the sender’s bank can affect receipt and settlement. A payment can appear in one stage while a later banking or conversion step is still waiting.

Check the payment route and the relevant banking days instead of counting calendar days alone. Count US business days for ACH Debit InstaLinks processing. Do not assume a day that is working in India is also working for the payer's bank. If the expected route timeline has passed, send the payment reference and receipt to support@skydo.com and ask which stage is affected.