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Best payment methods for Indian freelancers

Indian freelancers have several reliable ways to receive international payments, each with different fee structures and processing times.

  • Skydo: An RBI-authorised cross-border payments platform built specifically for Indian freelancers, offering competitive exchange rates, fast transfers (typically within 1 to 2 business days), and transparent pricing with no hidden fees.
  • Direct bank transfer (SWIFT): Allows clients to send money directly to your Indian bank account, though SWIFT transfers often involve higher fees from intermediary banks and longer processing times of 3 to 7 business days.
  • Wise: A popular option offering mid-market exchange rates with transparent fees, though transfer times can vary based on the currency and route.
  • PayPal: Widely accepted globally but charges relatively high conversion fees (around 3% to 4%) when withdrawing to Indian bank accounts.
  • Payoneer: Supports multiple currencies and offers prepaid cards, though fees can add up with currency conversions and withdrawal charges.

Evaluate each option based on your client base, transaction frequency, and cost priorities to find the best fit.

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