Can I create Payoneer account without bank account

Yes, you can create a Payoneer account without linking a bank account initially, but you will need to add one later to withdraw funds. Payoneer allows you to sign up and receive payments into your Payoneer balance, but transferring that money to your own account requires bank details. The platform is primarily designed as an intermediary that holds funds temporarily before you move them to your local bank.

If you're looking for a more streamlined way to receive international payments directly, Skydo offers an RBI-authorised solution that deposits funds straight into your Indian bank account without requiring a separate holding account. When comparing options like Payoneer pricing against alternatives, consider both the withdrawal fees and the convenience of direct bank transfers. Skydo typically delivers faster settlements and lower costs for Indian freelancers and exporters, making it a practical choice for regular cross-border transactions.