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Can I pay Wise with PayPal

No, you cannot pay for a Wise transfer with PayPal at checkout, but you can move money between them by linking your Wise account details or Wise card to PayPal.

Wise does not accept PayPal as a way to fund a transfer, and there is no direct balance-to-balance transfer between the two services. The workable route is to treat Wise like a bank account or card inside PayPal. Anyone weighing Wise vs PayPal international payments should also check they are using the correct Wise account type, personal or business, before linking it.

  • Link Wise bank details: In your PayPal wallet, choose to link a bank account and enter the local account and routing numbers from your Wise account, where your region supports this.
  • Link the Wise card: In most countries, you can add a physical or digital Wise card to PayPal as you would a standard debit card, then use it to withdraw or add funds. Extra fees may apply with this method.
  • Withdraw to Wise: After linking, withdraw your PayPal balance to your Wise account. Once the money arrives in the Wise multi-currency account, it can be used to make a Wise transfer.

Before moving money, review the fees PayPal may charge on withdrawals or card transfers and confirm which currency the funds will arrive in on the Wise side.

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