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Can I receive international payments through PayPal personal account

Yes, you can receive international payments through a PayPal personal account, but it comes with limitations. PayPal charges currency conversion fees (typically 3% to 4% above the mid-market rate) and transaction fees, which can add up quickly for freelancers and exporters. Withdrawal to Indian bank accounts may take several business days, and you may face restrictions on the types of transactions allowed under a personal account versus a business account.

For a more cost-effective alternative, consider Skydo, an RBI-authorised platform built specifically for Indian exporters and freelancers. Skydo offers competitive exchange rates, faster settlements, and transparent pricing designed for cross-border business payments. You can explore a detailed PayPal overview to compare features, fees, and processing times before choosing the best option for your needs.

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