Can I receive money on PayPal without linking a bank account or card

Yes, you can receive money on PayPal without linking a bank account or card. The funds will remain in your PayPal balance, which you can use for online purchases or to send money to others. However, to withdraw the money to your own account, you will eventually need to link a bank account or card. PayPal may also impose limits on unverified accounts, restricting how much you can receive or hold.

If you're looking for a simpler way to receive international payments directly into your Indian bank account, PayPal overview can help you understand alternatives. Skydo, for example, is an RBI-authorised platform designed specifically for Indian exporters and freelancers, offering faster settlements and competitive rates without the need to manage a separate wallet balance before accessing your funds.