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Can I use PayPal

Yes, you can use PayPal in India, but only for international transactions such as receiving payments from overseas customers or buying from foreign websites.

PayPal India has stopped all domestic payment services, so the account works only when one side of the transaction is outside India. Its own help center confirms that Indian users cannot receive domestic payments but can accept money from international customers.

  • Shopping online: Indian users can pay for purchases on international websites that accept PayPal.
  • Receiving international payments: Freelancers and businesses can accept payments from customers abroad in foreign currencies.
  • Linking cards: A debit or credit card can be added to the account to fund purchases directly.

Several features available in other countries do not work for Indian accounts.

  • Domestic transfers: Sending or receiving money between two people or businesses inside India, in INR, is not supported.
  • Holding a balance: Indian accounts cannot keep money in the PayPal wallet, and incoming funds move automatically to the linked Indian bank account.

Before opening an account, decide whether the main use is international shopping or collecting payments from overseas clients, since receiving money requires a linked Indian bank account for the automatic transfers.

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