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Can I use PayPal without bank account

Yes, you can use PayPal without linking a bank account by connecting a credit or debit card instead. This allows you to send and receive payments, though withdrawing funds to your card may carry additional fees and processing times. However, for Indian freelancers and exporters receiving international payments, PayPal may not be the most cost-effective choice due to currency conversion markups and withdrawal charges.

Skydo offers a stronger alternative as an RBI-authorised platform designed specifically for cross-border receipts. It provides faster settlements, transparent pricing, and no hidden forex margins, making it one of the most efficient ways to receive foreign payments directly into your Indian bank account without the intermediary wallet step that PayPal requires.

Losing too much to forex fees?Accept global payments with zero forex markup from 150+ countries.
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