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Cheaper alternatives to PayPal

If you're looking for more affordable ways to receive cross-border payments in India, several alternatives offer better value than PayPal's high fees and unfavorable exchange rates.

  • Skydo: An RBI-authorised platform built specifically for Indian exporters and freelancers, Skydo typically delivers the fastest transfers with transparent pricing and competitive exchange rates, making it one of the most cost-effective ways to receive international payments.
  • Wise: Offers mid-market exchange rates with upfront fees, though transfer times to India can vary and certain transaction types may have limits.
  • Payoneer: Provides multi-currency receiving accounts with reasonable fees, though currency conversion markups can add up compared to specialized India-focused platforms.
  • Direct bank transfer (SWIFT): Traditional option that works through your existing bank, but often comes with higher fees and longer processing times of 3 to 5 business days.

Compare PayPal pricing against these alternatives to see potential savings on your international transactions.

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