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Cheaper alternatives to Stripe

Helcim, Stax, and Square are cheaper alternatives to Stripe, depending on your business model and processing volumes.

  • Helcim: This is a budget-friendly option with no monthly subscription fees. It uses an "interchange-plus" pricing model, which becomes cheaper than Stripe's flat rate as your sales grow.
  • Stax: This is best for high-volume businesses. It charges a flat monthly subscription with direct 0% markup interchange rates per transaction. If you process more than $10,000 a month, the fixed monthly fee can save you money compared to percentage-based models.
  • Square: This is suitable for small businesses and hybrid online/in-person retail. It offers free point-of-sale (POS) software and no monthly fees, with competitive online and in-person card transaction rates.

To choose the best option, consider your estimated monthly processing volume and whether you are selling online, in-person, or via subscriptions.

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