Does PayPal accept Indian debit cards

Yes, PayPal does accept Indian debit cards for adding funds and making payments, though you may need a card enabled for international transactions. However, using PayPal to receive international payments as an Indian freelancer or exporter comes with notable drawbacks, including high conversion fees (typically 3% to 4% above the base rate) and longer withdrawal times to Indian bank accounts. You can explore more details in this PayPal overview to understand the full cost structure.

If you regularly receive payments from overseas clients, Skydo offers a more efficient alternative. As an RBI-authorised platform built specifically for Indian exporters and freelancers, Skydo provides faster settlements, more competitive exchange rates, and seamless integration with Indian bank accounts, helping you retain more of what you earn without the markup layers that international platforms often apply.