Does PayPal charge a fee when buying online

PayPal does not charge buyers a fee for ordinary online purchases, though a fee can apply when the purchase involves converting one currency into another.

When you pay a merchant for goods or services with your PayPal account, the cost of processing that commercial payment is carried by the seller rather than the buyer. According to PayPal's consumer fee page for India, a standard purchase made online or in a physical store adds nothing extra to the price you pay at checkout.

Fees for buyers appear in a few specific situations:

• Currency conversion: If the seller prices the item in a different currency from the one you pay in, PayPal converts the amount and adds a percentage on top of its base exchange rate.
• Crypto purchases: Buying or selling cryptocurrency through PayPal carries its own service fees, and the conversion also includes a spread.

Before paying an international seller, check which currency the item is priced in, since that is the main point at which a buyer cost can arise. A PayPal overview of consumer and merchant fees shows how charges are split, with sellers paying to receive business payments while personal payments between friends and family are usually free.

PayPal publishes separate consumer fee pages for each market, such as India and the United States, so the page for the country where your account is registered lists the charges that apply to you.