Does PayPal charge the receiver a fee
Yes, PayPal can charge the receiver a fee, but whether it does depends on the type of payment, where the sender is located and which currency the money arrives in.
PayPal's own help pages list receiving payments for a purchase and receiving payments from outside your country among the situations that carry fees.
- Goods and services payments: When someone pays you for an item or a service, PayPal treats it as a commercial transaction and takes its fee out of the amount before the money lands in your balance.
- International payments: Money sent to you from another country or region is subject to cross-border fees. PayPal states these can be paid by either the sender or the recipient, depending on the payment.
- Currency conversion: If the payment comes in a currency that is not your primary account currency, PayPal converts it automatically and charges a conversion fee for doing so.
A receiver is usually not charged in one common case:
- Friends and Family payments: When the sender chooses the personal Friends and Family option and pays from their PayPal balance or a linked bank account, the person receiving the money pays no fee.
- Card-funded personal payments: If the sender funds a Friends and Family payment with a debit or credit card, a fee does apply. It is typically covered by the sender, though this can vary with the payment settings.
Because the exact rates differ by country and transaction type, the PayPal pricing listed on PayPal's official fees page for your region is the place to confirm what a specific payment will cost. Before accepting money, it also helps to check whether the sender marked the payment as personal or as goods and services, and whether they are in the same country as you.