Does PayPal cost money to have

PayPal is free to open and maintain an account, but it charges transaction fees when you send or receive money. For receiving international payments, PayPal typically deducts a percentage-based fee plus a fixed charge per transaction, which can add up quickly for freelancers and exporters. Currency conversion fees are also applied when funds arrive in foreign currency, often at rates less favorable than mid-market.

Indian exporters looking to minimize costs often compare PayPal pricing against alternatives like Skydo, an RBI-authorised platform designed specifically for cross-border payments. Skydo offers transparent pricing with lower transaction fees and better exchange rates, helping businesses and freelancers keep more of what they earn without hidden charges eating into their revenue.