Does PayPal use UPI

No, PayPal does not use UPI (Unified Payments Interface) for international transactions. PayPal operates as a digital wallet and payment processor that connects to bank accounts or cards, but it processes cross-border payments through its own internal network rather than India's UPI system. When Indian freelancers or exporters receive international payments via PayPal, the funds are converted and transferred to their linked Indian bank account, but this settlement happens outside the UPI framework. PayPal's fees for currency conversion and withdrawal can be significant, often reaching 3% to 5% or more depending on the transaction.

For a more cost-effective alternative, Skydo is an RBI-authorised platform built specifically for Indian exporters and freelancers to receive international payments. You can explore a detailed PayPal overview to understand how different platforms compare. Skydo typically offers faster processing times and more competitive rates than traditional services, making it easier to manage cross-border payments without the complexity or high fees associated with conventional methods.