Does PayPal work globally
Yes, PayPal works globally, operating in more than 200 countries and regions and supporting over 25 currencies for sending, receiving and shopping across borders.
What you can do depends on where your account is registered, so the global reach does not mean every feature is available everywhere.
- International payments: Users can send and receive money across borders and pay foreign merchants online. PayPal's US page says money can be sent internationally to over 110 countries.
- Currency conversion: When a payment arrives in a foreign currency, PayPal converts it automatically into the primary currency of the receiving account.
- Xoom: Xoom, a PayPal service, sends money to over 160 countries, with delivery options that include bank deposits and cash pickup.
Costs apply to cross-border use. International personal and purchase payments carry a cross-border fee that varies by destination and payment method, and a percentage markup is added to the base exchange rate when currencies are converted.
India is an example of a country with specific rules, covered in more detail in a PayPal overview for Indian exporters.
- International only: Accounts in India handle cross-border transactions only, with no domestic transfers between users inside India.
- Receiving from abroad: Freelancers and businesses can accept payments from overseas clients after completing KYC.
- Requirements: Users need to verify their PAN, link an Indian bank account and add a purpose code to payments they receive.
Before using the service in a new country, check the local PayPal site for which features, fees and currencies apply to accounts registered there.