Does PayPal work with UPI
Yes, UPI works with PayPal, but only for international checkouts through its World platform, not for domestic payments within India.
The UPI option is limited to cross-border use, which shapes where Indian users can rely on it:
- International checkouts: Indian shoppers can choose UPI at checkout when paying on foreign websites that accept the service.
- No domestic payments: UPI cannot be used for local payments made inside India through the platform.
- Xoom remittances: Xoom, the company's international money transfer service, lets senders abroad send money straight to a recipient's UPI ID in India.
Xoom added UPI payments in December 2020, which allowed NRIs and PIOs to remit money to India in real time using the recipient's UPI ID.
In practice, UPI is useful here for two cross-border situations: paying a foreign merchant from India, and receiving remittances sent from overseas through Xoom. Payments to people or shops within India are not covered by this integration.