Does PayPal work worldwide

Yes, PayPal works worldwide for sending, receiving and shopping across borders, and PayPal's own site lists international sending to over 110 countries.

How international PayPal use works:

• Global payments: You can send money to people abroad, receive payments from other countries and pay on overseas online stores.
• Currency conversion: PayPal automatically converts payments in foreign currencies, for example into the recipient's local currency or a seller's primary account currency.
• Xoom: Xoom, a PayPal service, sends money to over 160 countries and offers extra delivery options such as cash pickup and bank deposits.

Any PayPal overview for India should note that the service there is limited to cross-border use:

• International only: PayPal in India supports only transactions between residents of different countries.
• No domestic transfers: Users in India cannot send money to or receive money from another PayPal user inside India.
• Receiving from abroad: Freelancers and businesses can get paid by overseas clients after verifying their PAN, linking an Indian bank account and adding a purpose code.

Using PayPal across borders has costs:

• Cross-border fee: International personal and purchase payments attract a fee that varies with the destination and payment method.
• Exchange rate markup: When PayPal converts currencies, it adds a percentage on top of the base mid-market exchange rate.