Does Razorpay accept international cards
Yes, Razorpay accepts international cards issued by overseas banks, though the feature usually has to be activated on your account before you can use it.
- Card networks: International cards on Visa, Mastercard, American Express, Diners Club and Discover can be accepted.
- Currencies: Razorpay says businesses can take international payments in more than 130 foreign currencies.
- Settlement: Money collected through international cards is settled in Indian Rupees (INR) into the business's local bank account.
- Activation: International card acceptance is generally switched off by default. You request it through the Razorpay Dashboard and provide the business and compliance documents Razorpay asks for.
- Fees: Razorpay lists its international card payment rate at 3% per transaction.
- Shopify stores: Razorpay also supports international card payments for Shopify stores in India through its integration.
Razorpay's international payments FAQ states that it does not support wire transfers for international payments made through this route, so buyers abroad are expected to pay by card.
Before you apply, keep your business entity details and supporting documents ready, since approval depends on them. If card-only collection or the per-transaction rate does not suit your business, comparing Razorpay alternatives for international payments can help you judge the options available for collecting money from overseas customers.