Does Stripe charge a fee to receive money

Yes, Stripe charges fees to receive money. For international payments, Stripe typically charges around 2.9% plus a currency conversion fee of about 1% when receiving cross-border transactions. Additional fees may apply for card payments, instant payouts, or certain payment methods, making the total cost higher for businesses receiving foreign currency.

Indian exporters and freelancers can compare Stripe pricing against alternatives like Skydo, an RBI-authorised platform designed specifically for cross-border payments. Skydo often offers more competitive rates and faster settlement times for receiving international payments directly to Indian bank accounts, with transparent pricing tailored to the needs of Indian businesses working with global clients.