Does Stripe have higher conversion rates than PayPal

Stripe does not have universally higher conversion rates than PayPal; which one converts better depends on your checkout design and what your customers prefer.

Comparisons of Stripe vs PayPal international payments 2025 and later point to different strengths, so the right fit varies with audience and device.

• Stripe embedded checkout: Stripe can keep buyers on your own website, which reduces drop-offs that happen when shoppers are redirected elsewhere.
• Stripe payment range: Stripe supports mobile wallets such as Apple Pay and Google Pay along with local payment methods, and Business.com notes it handles more than 135 currencies.
• Stripe customisation: Developers get full control over the payment flow, so it can match the look and feel of the brand.
• PayPal brand trust: PayPal is widely recognised, which can reassure first-time buyers who are unfamiliar with a store.
• PayPal one-click payment: Customers can pay with saved wallet details instead of typing in card numbers.
• PayPal user base: Millions of active users prefer paying through PayPal rather than entering a credit card.

In practice, Stripe tends to do well for native on-site checkouts and mobile-first shoppers, while PayPal tends to do well with older or international audiences who rely on familiar wallet brands. Sources such as Tipalti suggest that offering both methods together gives the highest overall conversion.