Does Stripe take a cut

Yes, Stripe takes a cut through per-transaction processing fees, though standard accounts pay no setup fee and no monthly fee.

You pay only when a transaction is processed, and the percentage depends on the payment type and the country your business is in. The official Stripe pricing page for your region lists the rates that apply to you.

• Online card payments (US): Stripe typically charges 2.9% plus $0.30 per successful domestic card transaction.
• Online card payments (India): Domestic transactions are charged at 2% to 4.3%.
• In-person payments with Stripe Terminal: The fee is 2.7% plus $0.05 per transaction.
• ACH direct debit: Stripe charges 0.8% per payment, capped at $5.

Some payments carry extra charges on top of the standard rate.

• International cards: An additional 1.5% applies when the card was issued abroad.
• Currency conversion: Converting between currencies adds a further 1% to 2%.
• Optional products: Tools such as Stripe Billing, Stripe Tax and specialised fraud protection are billed separately, either as a small percentage or a monthly cost.

To estimate your own costs, note your business country and the payment types you expect to accept, such as domestic cards, international cards or bank debits, then match them against the published rates for that country.