logo

Does Wise have transaction fees

Yes, Wise has transaction fees for certain services such as sending and converting money, but registering an account and holding money are free.

Wise has no subscriptions or plans, so you pay only for the services you use. The main fees and free services are:

  • Registering an account: Opening a Wise account costs nothing.
  • Holding money: Keeping a balance is free for most currencies.
  • Sending and converting money: The fee varies by currency and payment method and typically starts around 0.33% plus a small fixed fee. Conversions use the mid-market exchange rate with no hidden markup added.
  • ATM withdrawals: Cash withdrawals are usually free up to a monthly limit, such as $100 to $250 depending on your region, with small percentage fees after that limit.
  • Debit card: Ordering a Wise card involves a one-time fee that depends on your country.

Because fees change by country, currency pair and payment method, check the Wise pricing page for your region, or use its calculator, to see the exact cost of a transfer before you send it.

Losing too much to forex fees?Accept global payments with zero forex markup from 150+ countries.
From $19/Per Transaction
Skydo ROI CalculatorSee how much you can save on each transaction with Skydo
Free Calculator
Bengaluru, Karnataka
Second Floor, Indiqube Serenity, Phase 2, 31, Hosur Rd,near Vishal Megamart, Muneswara Nagar, Sector 6, HSR Layout,Bengaluru, Karnataka, 560068
Company
About usContact usBlogsFAQs
Follow us
LinkedInInstagramYouTubeX / TwitterReddit
Compare
Skydo vs WiseSkydo vs Banks
Growing Global CommunityExpert advice and stories, all in one place.
Privacy policyTerms of useGrievance policy
Copyright © 2026 Skydo Technologies Private Limited