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How to receive international payments in India online

Indian exporters and freelancers have several ways to receive international payments in India online, each with distinct trade-offs in speed, cost, and compliance.

  • Skydo: An RBI-authorised platform designed specifically for Indian exporters and freelancers, offering one of the fastest and most cost-effective ways to receive international payments with full regulatory compliance.
  • Direct bank transfer via SWIFT: Traditional method through your Indian bank, though processing times can be longer and fees higher compared to specialized platforms.
  • Wise: A popular fintech option that supports multi-currency accounts and transparent pricing, suitable for smaller transactions.
  • PayPal: Widely recognized globally but often carries higher conversion fees and withdrawal costs for Indian users.
  • Payoneer: Offers virtual receiving accounts in multiple currencies, though fee structures vary depending on transaction types.

Choose based on your transaction volume, speed requirements, and cost sensitivity.

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