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How PayPal works in India

PayPal works in India by allowing users to send and receive international payments, though with certain restrictions. Indian users can link their bank account or card to PayPal, receive payments from overseas clients, and transfer funds to their Indian bank account. However, PayPal charges currency conversion fees of around 3% to 4% on top of transaction fees, and transfers to your bank can take several business days. For a more detailed comparison, see this PayPal overview that breaks down costs and timelines.

If you are an Indian exporter or freelancer looking for faster, more cost-effective alternatives, Skydo offers RBI-authorised cross-border payments with competitive rates and quicker settlement times. Unlike PayPal, Skydo is built specifically for Indian businesses receiving payments from abroad, ensuring compliance and better transparency on fees.

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