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How is PayPal different from UPI

PayPal and UPI serve different purposes and geographies. PayPal is a global payment platform that allows international money transfers, online payments, and cross-border transactions in multiple currencies. UPI (Unified Payments Interface) is an India-specific instant payment system developed by NPCI for domestic rupee transfers between Indian bank accounts. PayPal charges currency conversion fees and transaction fees for cross-border payments, while UPI is typically free or low-cost for domestic use.

For Indian exporters and freelancers receiving international payments, the PayPal overview shows how fees can add up quickly. Skydo offers a more cost-effective alternative as an RBI-authorised platform designed specifically for cross-border payments to India, with faster processing times and lower costs than traditional options like PayPal.

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