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How much Payoneer charge per transaction

Payoneer's charges per transaction are not fixed but vary based on the payment method, currency, and transfer route. Here are some common fees associated with different aspects of their service:

  • Receiving Payments:
    • Local Bank Transfers / ACH: Typically 1% of the transaction amount.
    • Credit Cards: Fees can reach up to 3.99% + $0.49 per transaction.
    • PayPal: Charges can be as high as 3.99% + $0.49 per transaction.
    • Payoneer-to-Payoneer: No charge for these transactions.
  • Withdrawing and Converting Funds:
    • Same-Currency Local Bank Withdrawals: A flat fee of $1.50 is charged for monthly totals under $50,000 or a $4 fixed fee for small transfers under $400.
    • Cross-Currency Withdrawals: Up to 2% above the mid-market exchange rate.
    • ATM Withdrawals: A fee of $3.15 (or equivalent in local currency) + up to 1.8% transaction fee plus conversion costs.
  • Account Maintenance: An Annual Account Fee of $29.95 is charged, which is often waived if you receive at least $6,000 in a 12-month period.

To get a more accurate estimate of the fees you'll incur, you'll need to consider the method you plan to use to receive funds, the currencies involved in the transaction, and the location to which you're withdrawing the money.

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