How much does PayPal allow you to send
PayPal allows a verified account to send up to $60,000 USD in a single transaction, with no lifetime limit, though some transactions may be capped at $10,000 USD.
How much you can send depends mainly on whether your PayPal account is verified. According to the PayPal Help Center, an unverified account can make a one-time payment of up to $4,000 USD, and its overall sending is restricted until you verify.
- Verified account: Up to $60,000 USD per transaction with no cap on the total you send over time. PayPal may limit a single transaction to $10,000 USD because of security checks, regulations or the currency you are sending in.
- Unverified account: A one-time payment of up to $4,000 USD, with a limit on the total amount you can send.
- Instant transfer to a bank: Up to $25,000 USD per transaction.
- Instant transfer to a debit card: Between $1 and $5,000 USD per transaction, with a $5,000 USD daily and weekly cap and a $15,000 USD monthly cap.
These caps are separate from what PayPal charges, so anyone planning a large payment should review PayPal pricing alongside the limits before sending.
To see the exact limits on your own account and raise them, a few steps help.
- Check your limits: Log in and search for "view limits" in the PayPal Help Center to see the current restrictions on your account.
- Verify your account: Link and confirm a valid bank account or a debit or credit card to lift the unverified limits.
- Provide identity details: Share your Social Security Number (SSN) if PayPal asks for it as part of confirming your identity.