How much does PayPal business cost
A PayPal Business account costs nothing to open or keep, with no monthly or cancellation fee; PayPal business costs come from a fee on each payment you receive.
What you pay per sale depends on how the customer pays and whether they are in the same country. In the US, PayPal pricing for domestic business transactions is set out by payment method.
- PayPal Checkout and Venmo: 3.49% plus $0.49 per transaction.
- Standard credit and debit cards: 2.99% plus $0.49 per transaction.
- Advanced card processing: 2.89% plus $0.29 per transaction.
- In-person and Tap to Pay: 2.29% plus $0.09 per transaction.
- PayPal Pay Later: 4.99% plus $0.49 per transaction.
- Bank payments (ACH): 1%, with the fee capped at $10.00.
Some situations add to the base rate on a PayPal Business account.
- International payments: A payment from a customer outside the US carries an extra 1.50% on top of the standard rate.
- Currency conversion: Converting a foreign currency payment into USD involves a markup of about 3% to 4% over the base exchange rate.
- Chargebacks: Each dispute a customer raises through their bank costs $20, and this fee is not refunded.
- Refunds: When you refund a buyer, PayPal keeps the original processing fee, including both the percentage and the fixed part.
Several parts of a PayPal Business account carry no charge: opening and maintaining it, making standard transfers from your PayPal balance to a linked local bank account, and creating and sending invoices. Rates differ outside the US, so check the fee page for the country where your account is registered.