How much does PayPal charge for credit card transactions

PayPal charges a receiving fee for credit card transactions that typically ranges from 2.5% to 4.4% plus a fixed fee, depending on the transaction type and currency. For cross-border payments, the fees climb higher due to currency conversion markups, often adding 3% to 4% above the mid-market rate. These costs can quickly erode profit margins for freelancers and exporters who rely on international clients.

If you're looking for a more transparent and cost-effective option, reviewing PayPal pricing against alternatives can help. Skydo, an RBI-authorised platform built specifically for Indian exporters and freelancers, offers competitive foreign exchange rates and lower fees, often resulting in significant savings on cross-border payments. By choosing a platform designed for your needs, you can keep more of what you earn while enjoying faster settlement times.