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How much does PayPal charge per transaction

PayPal charges per transaction depend on the payment type, country, and funding method used.

  • Personal Transactions (Friends & Family): Sending money within the same country from a PayPal balance or linked bank account is free. Using a credit or debit card costs 2.90 percent plus a fixed fee, and international transfers have a 5.00 percent fee, with minimum and maximum caps.
  • Business Transactions (Goods & Services): Standard domestic transactions in the US are charged at 2.99 percent to 3.49 percent plus a fixed fee of $0.49. For international business payments, an extra 1.50 percent is added to the base rate.
  • Currency Conversion: If currency conversion is required, PayPal applies a 3.00 percent to 4.00 percent markup above the mid-market exchange rate.

To determine your exact PayPal transaction fees, check the official PayPal Consumer Fees page for your country and transaction type.

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