How much is Stripe transaction fee

Question

Accepted Answer

Stripe's standard transaction fee for online payments with US domestic cards is 2.9% plus $0.30 per successful charge, with no setup or monthly fees on the standard plan.

The fee a business actually pays depends on the country where its Stripe account is registered, the payment method the customer uses and whether international surcharges apply.

Base fees for US accounts by payment type:

Online card payments (US domestic): 2.9% plus $0.30 per charge.
In-person payments with Stripe Terminal: 2.7% plus $0.05 per charge.
ACH Direct Debit: 0.8% per payment, capped at $5.00.
ACH credit transfers: A flat $1.00 per payment.
Wire transfers: A flat $8.00 per payment.
Stablecoins: 1.5% per payment.

Surcharges for international customers on US accounts are added to the base rate:

International card fee: An extra 1.5% when the card was issued outside the US.
Currency conversion fee: An extra 1.0% when Stripe converts the payment into USD for settlement.

Optional Stripe products carry their own usage charges:

Stripe Billing: 0.7% of recurring billing volume for subscriptions.
Stripe Invoicing: 0.4% for each invoice that is paid.
Stripe Tax: 0.5% per transaction.
Disputes: $15.00 for each chargeback received.

Rates for accounts registered in other regions, such as the UK, Europe or India, are different from the US figures. The official Stripe pricing page for your country lists the local card rates and any added fees for your business.