How much is Wise transfer fee

Wise charges a transparent fee structure that combines a small percentage-based fee (typically 0.4% to 1%) plus a fixed fee that varies by currency. For USD transfers to India, the total cost usually ranges from 1% to 1.5% of the transaction amount. You can check a detailed breakdown of Wise pricing to see how it compares across different currencies and transfer sizes.

While Wise is cost-effective for many transactions, Skydo often works out cheaper for Indian exporters and freelancers receiving business payments. Skydo is RBI-authorised and offers competitive exchange rates with lower markup, plus features built specifically for cross-border business receipts like automated invoicing, GST-compliant documentation, and faster settlements directly to your Indian bank account.