How much percent does PayPal take
PayPal generally takes 2.99% to 3.49% plus a fixed $0.49 fee on standard domestic commercial transactions in the US, with extra charges for international payments and currency conversion.
The exact percentage depends on how the payment is made. Current PayPal pricing for US merchants lists these standard domestic rates.
- Standard credit and debit cards: 2.99% plus $0.49 per transaction.
- PayPal Checkout and Venmo: 3.49% plus $0.49 per transaction.
- Goods and services payments: Around 2.99%, usually without a fixed fee, though this can vary by region.
- QR code transactions: 2.29% plus a fixed fee.
Payments that cross borders or involve a change of currency cost more.
- International commercial payments: An additional percentage is added, often taking the total to around 4.4% or more depending on the region. Indian accounts receiving international payments are charged 4.4%.
- Currency conversion: A margin of roughly 3.0% to 4.0% is added above the base exchange rate whenever currencies are converted.
Because rates differ by country and account type, check the fee page and user agreement for your own region before accepting payments.