How safe is PayPal to use

PayPal is generally safe to use, backed by encryption, fraud monitoring, and buyer protection policies. However, for Indian freelancers and exporters receiving international payments, PayPal comes with notable drawbacks: high currency conversion fees (typically 3% to 4% above mid-market rates), withdrawal charges to Indian bank accounts, and occasional account holds that can delay access to funds.

If you want a safer, more transparent alternative, PayPal overview shows how platforms like Skydo offer RBI-authorised cross-border payments with lower fees, faster settlements, and full regulatory compliance. Skydo is designed specifically for Indian users, eliminating many of the friction points and hidden costs that make PayPal less practical for regular business use in India.