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How to connect PayPal to bank account

To connect PayPal to your bank account, log into your PayPal account, navigate to Wallet, click Link a Bank Account, and enter your Indian bank details including account number and IFSC code. PayPal will make two small deposits to verify ownership, which you'll need to confirm in your PayPal account. Once verified, you can transfer funds between PayPal and your bank, though withdrawals typically take 3 to 5 business days and PayPal's currency conversion rates may include a margin.

If you're receiving international payments as a freelancer or exporter, it's worth exploring PayPal's overview against alternatives like Skydo, an RBI-authorised platform designed specifically for Indian businesses. Skydo offers faster settlement times, transparent forex rates, and lower fees than many traditional providers, making it a strong choice for cross-border transactions without the complexity of PayPal's multi-step verification process.

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