How to create Payoneer account without bank account

Payoneer requires you to link a bank account or prepaid card to withdraw funds, so you cannot use it long-term without one. However, you can sign up initially and receive payments into your Payoneer balance without immediately adding a bank account. The platform issues a virtual account number for receiving international transfers, but eventually you will need a withdrawal method to access your money.

If you want a simpler solution that integrates directly with your Indian bank account from the start, consider Payoneer pricing alternatives like Skydo, an RBI-authorised platform designed for Indian exporters and freelancers. Skydo offers transparent, low-cost international payments with direct transfers to your bank account, making it a more streamlined option than juggling Payoneer balances and withdrawal limits.