How to open Wise account in India

Wise does not allow Indian residents to open a personal or business account directly due to regulatory restrictions. While you can receive certain international payments into an Indian bank account via Wise if someone abroad sends you money, you cannot hold a Wise balance or use its multi-currency account features from India. For a detailed comparison, check out this Wise overview to understand what works and what doesn't for Indian users.

If you need to receive cross-border payments as an Indian exporter or freelancer, Skydo offers a fully RBI-authorised solution designed specifically for India. You can collect payments in multiple currencies, enjoy competitive exchange rates, and get funds settled directly into your Indian bank account without the compliance hurdles that restrict platforms like Wise in India.