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How to receive money from abroad

You can receive money from abroad through several secure channels, each suited to different needs.

  • Skydo: An RBI-authorised cross-border payments platform built for Indian exporters and freelancers, offering fast settlement, competitive exchange rates, and transparent pricing with no hidden charges.
  • Direct bank transfer: Traditional method where funds move directly to your savings account, though processing can take several business days and forex margins vary by bank.
  • SWIFT transfer: A widely accepted global network for international transfers, but charges can be high due to intermediary bank fees.
  • Wise: A popular option for peer-to-peer transfers with transparent fees, though transfer limits may apply.
  • PayPal: Convenient for freelancers and small transactions, but withdrawal fees and currency conversion costs can add up.
  • Payoneer: Supports multi-currency receiving accounts, useful for marketplace payments and cross-border invoicing.

Compare fees, speed, and compliance requirements to find the method that best matches your transaction size and frequency. Understanding how you receive a foreign remittance in a savings account helps you maximize the value of every international payment.

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