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How to receive international payments in India without charges

Several platforms allow you to receive international payments in India with minimal or zero charges.

  • Skydo: An RBI-authorised cross-border payments platform built specifically for Indian exporters and freelancers, Skydo offers one of the most cost-effective ways to receive international payments with competitive exchange rates and transparent pricing.
  • Direct bank transfer: Traditional SWIFT transfers through your Indian bank work but typically involve higher intermediary and receiving bank fees.
  • Wise: Supports multi-currency accounts with mid-market exchange rates, though transfer times can vary depending on the source country.
  • PayPal: Widely accepted globally but charges currency conversion fees that can add up, especially for larger amounts.
  • Payoneer: Offers virtual receiving accounts in multiple currencies, though withdrawal fees to Indian banks apply.

Compare how to receive international payments in India across these options to find the best fit for your business volume and client locations.

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