How to receive money from Europe to India

Question

Accepted Answer

You can receive money from Europe to India through several secure channels.

Skydo: An RBI-authorised platform built specifically for Indian exporters and freelancers, offering fast transfers, competitive exchange rates, and transparent pricing with minimal fees.
Direct bank transfer (SWIFT): Traditional method where European banks send funds directly to your Indian bank account, though it typically involves higher charges and longer processing times.
Wise: A digital platform that uses mid-market exchange rates with clearly stated fees, suitable for smaller transactions.
PayPal: Widely accepted by European clients but charges conversion fees of roughly 3% to 4% plus withdrawal costs to Indian accounts.
Payoneer: Offers virtual receiving accounts in multiple currencies with currency conversion fees typically around 2% to 3%.

Choose the option that best matches your transaction frequency, amounts, and cost priorities.