How to set up PayPal to receive payments

To set up PayPal to receive payments, create a business account at PayPal.com, verify your email and link your Indian bank account, then share your PayPal.me link or invoice clients directly through the platform. PayPal charges a receiving fee of around 4.4% plus a fixed amount per transaction, and currency conversion fees can add another layer of cost. Transfers to your Indian bank typically take 3 to 5 business days.

For Indian freelancers and exporters seeking a faster, more cost-effective alternative, Skydo offers an RBI-authorised platform purpose-built for cross-border payments. Compare PayPal overview details to see how Skydo delivers better forex rates, lower fees, and same-day settlements, helping you keep more of what you earn while staying fully compliant with Indian regulations.