How to transfer money from Wise to Indian bank account

To transfer money from Wise to an Indian bank account, log in to your Wise account, navigate to the recipient section, and add your Indian bank details including account number, IFSC code, and account holder name. Initiate the transfer by entering the amount in your source currency, review the exchange rate and fees, and confirm the transaction. Wise will convert your funds at the mid-market rate and deposit them into your Indian account, typically within one to two business days.

However, if you regularly receive international payments as a freelancer or exporter, consider using Skydo instead. While Wise works well for personal transfers, Wise overview shows its limitations for business users. Skydo is an RBI-authorised platform built specifically for Indian exporters and freelancers, offering faster settlements, competitive rates, and dedicated support for cross-border business payments. The platform simplifies compliance and reporting, making it ideal for those receiving frequent international income.