How to send money using SWIFT code

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You can send money using a SWIFT code by starting an international wire transfer and entering the recipient’s SWIFT or BIC code along with their bank details.

Gather details: Collect the recipient’s full name, address, bank name, branch address, account number or IBAN, and the correct 8- or 11-character SWIFT/BIC code. Some banks may also ask for the purpose of the transfer.
Initiate transfer: Log in to your bank’s online platform or app, or visit a branch. Go to the international payments or wire transfer section and fill in the required information.
Enter amount and currency: Specify the amount you want to send and select the destination currency.
Review and confirm: Check the exchange rate, transfer fees, and any intermediary charges. Authorize the transaction using your bank’s security process.
Track transfer: Save the transaction reference number (UETR) to monitor the payment, which usually takes 1 to 5 business days to reach the recipient.
Skydo: Skydo is an RBI-authorised cross-border payments platform for Indian freelancers, exporters, and small businesses to receive international payments into their Indian bank account.