How to transfer through Wise
To transfer through Wise, log in to your Wise account, select Send, choose a recipient, enter the amount, pick a payment method and confirm the transfer.
You can make a Wise transfer on either the website or the mobile app. If you do not have an account yet, signing up is free and needs an email address.
- Log in: Open the Wise app or website and sign in to your account.
- Select Send: Choose the Send option from the home screen to start a new transfer.
- Choose the recipient: Search your saved recipients or add a new one, entering their bank details or the email linked to their Wise account.
- Enter the amount: Type how much you want to send, or set the exact amount the recipient should receive.
- Pick a payment method: Select how you will fund the transfer, such as a bank transfer, a debit card or money already held in your Wise balance. Wise shows the fees and expected delivery time for each option before you commit.
- Review and send: Check every detail of the transfer, then select Continue and send to complete it.
When adding a new recipient, you also select the currency they will receive. For a wider Wise overview, the service works with a multi-currency account, so money you already hold there can be used to pay for a transfer instead of adding new funds.
Since fees and delivery times depend on the currencies involved and how you pay, compare the fees and delivery times shown for each payment method before confirming.